Category Archives: Fair or No Credit

  • Discover matches all the cash back you’ve earned at the end of your first year – automatically. Only for new cardmembers.*
  • 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
  • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won’t raise your APR.*
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S. based customer service.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 13.24% – 22.24%.
  • Click “Apply Now”. *See rates, rewards, FICO® Credit Score terms & other information.
  • No annual fee. No late fee on your first late payment. Paying late won’t raise your APR.*
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter.
  • Earn 1% cash back on all other purchases.
  • Discover matches all the cash back you’ve earned at the end of your first year – automatically. New cardmembers only.*
  • Your minimum security deposit amount of $200 or more will establish your credit line (up to the amount we can approve).*
  • Monthly reviews start at 12 months to see if you qualify to get your security deposit back while you.
  • continue to enjoy your Discover card benefits.*
  • Reports to 3 major credit bureaus so you can build or rebuild credit with responsible use.*
  • FICO® Credit Score for free on monthly statements & online.*
  • Click “Apply Now.” *See rates, rewards, FICO® Credit Score terms and secured card information.
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn.
  • 0% intro APR on purchases until January 2017; 23.24% variable APR after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is ever lost or stolen.
  • No Annual Fee.
  • Fraud coverage if your card is ever lost or stolen.
  • Pay no annual fee.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
  • Use online banking to access your account, even from your smartphone with our mobile app.
  • Pay by check, online, or at a local branch, all with no fee – and pick the monthly due date that works best for you.
  • Get access to your account 24 hours a day, 7 days a week.
  • Help strengthen your credit for the future with responsible card use.
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
  • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won’t raise your APR.*
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S. based customer service.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 13.24% – 22.24%.
  • Click “Apply Now”. *See rates, rewards, FICO® Credit Score terms & other information.