Student Credit Cards

Following is a list of credit card offers designed for students. Compare offers from our partners and apply online with a student credit card application.

New Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt, or has an adult co-signer who agrees to accept joint liability for the account

Discover it® for Students

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  • Discover matches all the cash back you’ve earned at the end of your first year – automatically. Only for new cardmembers.*
  • 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
  • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won’t raise your APR.*
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S. based customer service.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 13.24% – 22.24%.
  • Click “Apply Now”. *See rates, rewards, FICO® Credit Score terms & other information.
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 6 months 10.99% for 6 months 13.24%-22.24% Variable* $0 Fair Credit

Discover it® chrome for Students

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  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
  • No annual fee.* No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won’t raise your APR.*
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S. based customer service.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 13.24% – 22.24%.
  • Click “Apply Now”. *See rates, rewards, FICO® Credit Score terms & other information.
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0% for 6 months 10.99% for 6 months 13.24% - 22.24% Variable* $0 Fair Credits

Citi ThankYou® Preferred Card for College Students

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  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points with this card.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee*.
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
0%* for 7 months on Purchases* N/A 14.24% - 24.24%* (Variable) $0 Good Credit

Journey® Student Rewards from Capital One®

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  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month.
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Pay no annual or foreign transaction fees.
  • Fraud coverage if your card is lost or stolen.
  • Pick the monthly due date that works best for you.
Purchases Intro APR Balance Transfers Intro APR Regular APR Annual Fee Credit Needed
N/A N/A 20.24% (Variable) $0 Fair Credit
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